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Formerly Export Credit Guarantee Corporation of India Ltd., ECGC Ltd is wholly owned by the Government of India. It was set up in 1957 with the objective of promoting exports from the country by providing Credit Risk Insurance and related services for exports. It functions under the administrative control of Ministry of Commerce & Industry, and is managed by a Board of Directors comprising representatives of the Government, Reserve Bank of India, banking, and insurance and exporting community. Over the years it has designed different export credit risk insurance products to suit the requirements of Indian exporters and commercial banks extending export credit.

ECGC is essentially an export promotion organization, seeking to improve the competitiveness of the Indian exporters by providing them with credit insurance covers. ECGC keeps its premium rates at the optimal level.

What does ECGC do?

  • Provides a range of credit risk insurance covers to exporters against loss in export of goods and services
  • Offers Export Credit Insurance covers to banks and financial institutions to enable exporters to obtain better facilities from them
  • Provides Overseas Investment Insurance to Indian companies investing in joint ventures abroad in the form of equity or loan.

How does ECGC help exporters?

ECGC Offers insurance protection to exporters against payment risks.

  • Provides guidance in export-related activities.
  • Makes available information on different countries with it’s own credit ratings.
  • Makes it easy to obtain export finance from banks/financial institutions.
  • Assists exporters in recovering bad debts.
  • Provides information on credit-worthiness of overseas buyers.

The vision of ECGC Ltd. is to excel in providing export credit insurance and trade related services.

The mission of ECGC is to support the Indian Export Industry by providing cost effective insurance and trade related services to meet the growing needs of Indian export market by optimal utilization of available resources.

Products and Services

Export Credit Insurance for Exporter
  • ECIE Short Term – Turnover Based 
  • Shipments Comprehensive Risks Policy – (SCR)
  • Small Exporters Policy – (SEP)
  • Specific Shipment Policy-(SSP)
  • Services Policy – (SRC)
  • Export Turnover Policy – (ETP)
  • Exports (Specific Buyers) Policy (BWP)
  • Consignment Exports Policy (Stockholding Agent) – (CSA)
  • ECIE Short Term – Exposure Based 
  • Buyer Exposure Policy (BEP)
  • IT-Enabled Services Policy-Single Customer (SITES)
  • Micro Exporter Policy – (MEP)
  • Software Project Policy (SPP)
  • ECIE – Medium & Long Term 
  • Construction Works Policy-(CWP)
  • Specific Policy for Supply Contract
  • Specific Shipment Policy-(SSP)
  • Specific Services Policy-(SRC)
Export Credit Insurance for Bank
  • ECIB – Short Term – Pre-Shipment(PC) 
  • Individual Packing Credit -(INPC)
  • Whole Turnover Packing Credit – (WTPC)
  • Branch Wise Packing Credit – (BIPC)
  • ECIB – Short Term – Post-Shipment 
  • Individual Post Shipment-(INPS)
  • ECIB-INPS (With Exclusion)
  • ECIB-INPS (Without Any Exclusion)
  • ECIB-INPS (Not Holding Standard Policy)
  • Whole Turnover Post Shipment – (WTPS)
  • Export Finance (EF)
  • ECIB – Short Term – Cover against Bank Guarantee 
  • Export Credit Insurance for Banks- Surety Cover (ECIB-SC)
  • Advance Payment-cum-Performance
  • ECIB – Medium & Long Term 
  • Individual Packing Credit -(INPC)
  • Individual Post Shipment-(INPS)
  • Export Performance (EP)
  • Export Finance[Overseas Lending](EF-OL)
  • ECIB-Cash Flow Deficit Financing

Special Schemes

  • Factoring
  • Buyer’s Credit Cover
  • Lines of Credit Cover
  • Overseas Investment Insurance
  • Customer Specific Covers
  • NEIA

Head Office Address
Express Towers,10th Floor,
Nariman Point,
Mumbai – 400 021.
Tel: (022)6659 0500-0510
Fax: (022)6659 0517/0546

Northern Regional Office
Mohan Dev,
06th Floor,
13, Tolstoy Marg,
New Delhi – 110001.
Tel: (011) 4152 9912 – 16/19 – 20
Fax: (011) 4152 9918

Eastern Regional Office
AC Market Complex, 9th floor,
1 Shakespeare Sarani,
Kolkata -700 071.
Tel: (033) 2282 2239 / 4003 3298
Fax: (033) 2282 0939 / 2282 0967

Western Regional Office
The Metropolitan, 7th floor,
Plot No. C – 26 / 27,
“E” Block, Bandra – Kurla Complex, Bandra(E),
Mumbai – 400 051.
Tel: (022) 6144 8112/8154
Fax: (022) 6144 8181/8110

Southern Regional Office I
Spencer Towers, 7th floor,770 – A,
Anna Salai, Chennai – 600 002.
Tel: (044) 2849 1026 / 33
Fax: (044) 2849 1024

Southern Regional Office II
1105, Raheja Towers, West Wing,
No. 26, M. G. Road,
Bengaluru – 560 001 .
Tel: (080) 2558 5375
Fax: (080) 2558 2545

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